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Give a certain percentage of your earning to universe by helping those who needed it the most.One is never poor to help out.Give according to ur capacity.Take care of Gods poor family too.The Fakir by Ruzbeh N. Bharucha
Because we can never be the owner of money.after your death money will go in someone else hands.This will reduce your Karmic debts too.
[from Chapter I: "Samadhi Pada- On Contemplations"]
I.42. TATRA SHABDAARTHA-JNAANA-VIKALPAIH SAMKEERNAA SAVITARKAA.
'"Savitarka samadhi" is that state in which the mind alternates
between knowledge based knowledge based on words, true knowledge,and
knowledge based on sense perception or reasoning'.
'Savitarka Samadhi' is known as 'samadhi' with reasoning. This is the
lowest level of 'samadhi' in which there is perfected concentration,
but the meditator is focusing on natural elements and using his
intellectual faculties. The purity of the various levels of knowledge
is yet to be clarified.
* More Patanjali Yoga Sutra verses with
commentary by Swami Vishnu-devananda