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Give a certain percentage of your earning to universe by helping those who needed it the most.One is never poor to help out.Give according to ur capacity.Take care of Gods poor family too.The Fakir by Ruzbeh N. Bharucha
Because we can never be the owner of money.after your death money will go in someone else hands.This will reduce your Karmic debts too.
[from Chapter I: "Samadhi Pada- On Contemplations"]
I.43. SMRTI-PARISHUDDHAU SVAROOPA-SHOONYEVAARTHA-MAATRA-
'"Nirvitarka samadhi" is that state in which the memory is clarified and
the mind, devoid of subjectivity, reflects true knowledge'.
'Nirvitarka samadhi' is 'samadhi' that is beyond reason. It is
meditation on an abstract object such as the 'chakras', or symbols. The
mixing of sources of knowledge ends. In 'savitarka samadhi' there is
some confusion between the element of reason and lower forms of
knowledge. In 'nirvitarka samadhi', the elements of reason, or
intellectual argumentation, fades. In both cases there is a blissful
experience, yet there is full awareness of subject and object.
* More Patanjali Yoga Sutra verses with
commentary by Swami Vishnu-devananda