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Give a certain percentage of your earning to universe by helping those who needed it the most.One is never poor to help out.Give according to ur capacity.Take care of Gods poor family too.The Fakir by Ruzbeh N. Bharucha
Because we can never be the owner of money.after your death money will go in someone else hands.This will reduce your Karmic debts too.
[from Discourse II: "Sadhana Pada- On Spiritual Disciplines"]
II.25. TAD-ABHAVAT SAMYOGABHAVO HANAM TAD DRESH KALVAYAM.
'With the elimination of avidya comes the disappearance of the association
of Purusha and Prakriti, and the Seer is liberated'.
Ignorance is the reason for Purusha or Soul to associate itself with
Prakriti. When ignorance is replaced by illumination there no longer is
need for the individual soul to exist in the material world, and it is
liberated from the trials of earthly life.
* More Patanjali Yoga Sutra verses with
commentary by Swami Vishnu-devananda